Home coverage, made clear.
Compare options for your home without the phone calls, the sales pitch, or the paperwork rabbit hole.
No credit card required · Free to start · Setup in minutes
Coverage Dashboard
Welcome back
1,284
Quotes Compared
312
Pending
27
Flagged
7-Day Trend
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Product preview
See your policy dashboard
Everything in one place — your coverage, payments, and options, always a click away.
Welcome back
254 Chapman Rd, Newark DE
Current coverage
$420,000
Dwelling · Replacement cost
Monthly premium
$74
Next charge Aug 1
Renews in
284 days
Auto-renew on
The problem
Shopping for home insurance shouldn't be this hard.
Most homeowners never re-shop their policy — not because they're happy with it, but because the process is exhausting.
The old way
- Endless phone calls
- Pushy sales agents
- Confusing paperwork
- Hidden fees
Up to 40%
overpay on unshopped policies
The ClearChex way
- Compare instantly
- No calls, ever
- Transparent pricing
- Licensed partners only
3 minutes
average time to compare
How it works
Three simple steps
ClearChex
Step 1 of 4
Tell us about your home
A few quick details — address, home type, year built. That's it.
Home type
Year built
Address
Savings estimator
Calculate your savings
Drop in a few details about your home and current premium — we'll estimate what you could save by comparing licensed partners.
Estimate only — based on typical partner pricing and an average 17% saving when homeowners compare. Your real quote may differ.
Estimated annual savings
$420
About $35/mo less than your current premium (est. $105/mo).
Features
Everything you need, made clear
A calmer way to shop coverage — built around real homeowners, not call-center quotas.
Compare
Compare multiple options
See several licensed carriers side-by-side, ranked by price and coverage.
- Real quotes from vetted carriers
- Ranked by price and coverage
- Coverage details in plain language
- Nothing hidden behind a phone call
Quote comparison
3 optionsCornerstone
Best value
$74/mo
Beacon Plus
Most coverage
$89/mo
Meadowlark
Highly rated
$96/mo
Peace and quiet
No spam calls
We don't sell your number. Browse quotes in peace — talk to someone only if you want to.
- Your number stays private
- No cold calls, ever
- Talk to a partner only when you choose
- Licensed partners only, every time
No calls scheduled
Your number stays private
Cornerstone Home
Licensed in all 50 states
Free to use
Free for homeowners
No fees, no obligation. You only pay if you decide to buy coverage.
- $0 to compare, always
- Works for any home type
- About 5 minutes start to finish
- Walk away at any point
Your total today
$0.00
Pricing
Plans that fit your coverage needs
Sample coverage tiers homeowners compare on ClearChex — pick the protection level that feels right for your home.
Essential Cover
A lighter option for condos, townhomes, and smaller properties.
- Dwelling coverage up to $200K
- $1,500 deductible
- Personal property protection
- Liability coverage $100K
- 24/7 claims support
Home Shield
Balanced coverage that fits most single-family homes.
- Dwelling coverage up to $400K
- $1,000 deductible
- Personal property protection
- Liability coverage $300K
- Loss of use included
- Water backup coverage
Complete Guard
Extra protection for larger homes and valuable belongings.
- Dwelling coverage up to $750K
- $500 deductible
- Personal property protection
- Liability coverage $500K
- Identity theft protection
- Equipment breakdown coverage
No hidden fees · Cancel anytime · Quotes are free
What homeowners say
Real people, real clarity
$412/yr saved
"I finally stopped putting this off. Answered a few questions and had three real options in front of me — no one called me at dinner."
Marcus H.
Raleigh, NC
$264/yr saved
"I liked that I could just look. There was no pressure at all, and the plan I picked ended up being $22/mo less than what I had."
Priya S.
Denver, CO
3 min to compare
"Straightforward, fast, and refreshingly boring — in the best way. Exactly what shopping for insurance should feel like."
Dana R.
Tampa, FL
About us
A simpler way to shop coverage
We're a small team that got tired of how complicated it is to shop for home insurance — endless forms, pushy calls, and fine print you'd need a law degree to read.
So we built something simpler: a friendly way to see what you might qualify for, on your own time. No jargon, no pressure — just a clearer picture of your options in about five minutes.
FAQ
Common questions
Is this really free?+
Yes. There's no cost or obligation to use ClearChex — you only pay if you decide to buy coverage through a partner you choose.
Will I get spam calls?+
No. We don't cold-call, and using the site doesn't sign you up for unwanted calls. You're in control of when — or whether — to talk to anyone.
Are you an insurance company?+
No. We're a comparison and referral service. Any coverage is provided by the licensed partner you choose, not by us.
How do you choose partners?+
We work with licensed providers and review them for reliability and customer experience, so the options you see come from vetted sources.
What happens after I pick an option?+
A licensed partner follows up with the details. There's no pressure to proceed — you can walk away at any time.
Ready to see your options?
About five minutes. No phone calls. No obligation.
Free for homeowners · Licensed partners only